When Poverty Isn’t What It Seems The U.S. federal government currently defines poverty for a four-person household as  $32,150 , according to the Department of Health and Human Services. But a debate ignited last week after Michael Green—Chief Strategist and Portfolio Manager at Simplify Asset Management—argued that the true threshold should be  more than quadruple that number . A Number Frozen in Time The poverty line we reference today has roots in the  1960s , when President Lyndon Johnson...

Choosing the right bank account in Canada can feel overwhelming, especially when each institution promotes different perks, fees, and features. Whether you're a student, a newcomer, or simply looking to optimize your personal finances, the latest winners of Ratehub’s 2026 Personal Finance Awards offer a solid place to start. Online financial platform Ratehub has released its annual list of top banking and investment accounts for 2026—highlighting standout accounts across 13 categories to help...

U.S. mortgage rates rose for the third straight week, adding pressure to homebuyers already struggling with expensive borrowing conditions. Freddie Mac reported Thursday that the average 30-year fixed mortgage rate increased to  6.26% for the week ending November 20, up slightly from 6.24% the previous week. Despite the uptick, Sam Khater, Freddie Mac’s chief economist, said the recent trend actually reflects a healthier environment for both buyers and sellers. “Mortgage rates have been...